FAQ

We work by matching you up with the dealership in your area with the best chance of getting you approved, regardless of your credit history.

This type of financing is an alternative for those who have bad credit or are recovering from a bankruptcy or past financial issues. If your score is below 620, lenders will consider you a high risk and will be unable to help you get the vehicle you need. At this point, your option is a Subprime auto loan, sometimes referred to as a Bad Credit Auto Loan or Special Financing. With this type of loan, you will not only have the opportunity to get the car, truck or SUV you deserve, but the chance to rebuild your credit as well.

No. Your application process is totally free will no obligation.

Your past credit history, the type of car you’re buying, your down payment, and overall market conditions will all affect the finance rate for which you can qualify.

We offer competitive rates from a variety of finance companies to fit nearly every budget and credit profile. You can learn more about your personal finance options by filling out a credit application and allowing our network of lenders to find you the best rate and vehicle for your specific needs and credit conditions.

Your credit score is designed to help financial institutions predict the risk associated with your purchase of a car, house, credit card, etc. Essentially, it’s meant to forecast how (and if) you will pay your bills.

The higher your credit score, the greater your chances will be getting financed.

Buying the right car is an important decision and one of the biggest purchases you will make. Getting pre-approved for a car is a difficult process and that is why EZ Auto Loan is committed to helping you finance your investment with a plan that will fit within your budget. It is our company’s top priority to see you in a vehicle that best suits your needs regardless of your situation or past, ensuring your safety, options and the chance to rebuild your credit history. Let our credit professionals help you by applying today with our easy, secure, and tailored application process.

When you submit a loan application our finance team treat each application as priority. We aim to get you driving on the shortest possible time.

Every time you apply for a loan it will be reported on your credit bureau. When you apply for a pre-approval our partners target the lenders that are most likely to give you a favorable response – reducing the total inquires to your credit file. What are you waiting for?? Fill out an online application right now and you could be driving your next vehicle as soon as today.

The down payment money amount that you will need is based on a number of factors. You may, however, get a general idea of the amount by first determining your credit profile and then using our money down estimator.